If you are a homeowner or renter and the property currently has a government guaranteed mortgage or is supported by the federal government, you are eligible for assistance.
Homeowners with a government guaranteed mortgage who are worried about being able to afford future mortgage payments may seek a loan forbearance, a temporary pause in loan payments, for up to 12 months.
If you are renting from an owner who has a federally-backed mortgage or federally-supported multi-family property, the CARES Act provides for a moratorium on evictions from March 27, 2020, through July 25, 2020.
Homeowners or renters seek information on whether they are covered by CARES Act assistance programs should contact Legal Aid Society of Hawaii or a HUD approved housing counselor. You can find the nearest housing counselor here or by calling (800) 569-4287.
For more information on federal and state relief programs, the Legal Aid Society of Hawaii (https://www.legalaidhawaii.org/) has developed an FAQ for Homeowners & Renters that includes additional state actions in support of homeowners and renters, which can be found here. (https://www.legalaidhawaii.org/uploads/2/3/9/0/23902043/q_a_covid-19_housing_issues_public_legal_information_3.31.20.pdf)
More information on these homeowner and renter assistance policies are available on Senator Schatz’s webpage here. (https://www.schatz.senate.gov/coronavirus/assistance-for-homeowners-and-renters)